$350M Fintech Founder Steps Down as CEO to Rebuild With AI | Josh Foreman, InDebted
Josh Foreman built InDebted from $12 in first revenue to over $1M a week profitable, 200 people, $350M valuation then voluntarily stepped down as CEO to rebuild the company from scratch. The trigger: realising the version of himself he fears most is a leaner, AI-native founder starting today with nothing to protect.
Josh is the founder of InDebted, an AI-enabled debt collection platform operating across 7 countries. We cover the three reasons he stepped back from CEO, why organisational debt terrifies him more than tech debt, how InDebted humanised an industry built on aggression and harassment, the buy vs. build decision on voice AI, and why he tried to change his pricing model 15 times then went back to the original.
00:00 Intro
01:07 The AI Threat
02:29 Stepping Down
04:48 Org Debt
07:54 Meet InDebted
09:29 Rethinking Collections
13:03 Voice AI
16:29 Pricing Wars
19:04 Builder vs CEO
22:06 The Factory
23:36 Trust Your Gut
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