Shane Chanel
Founder & CEO at Kobble · Founder at Yondr Money
Shane Chanel is founder and chief executive of Kobble, an Australian Banking-as-a-Service platform and Mastercard principal issuer that powers fintechs, neobanks and embedded finance products. He built Kobble after founding digital payments platform Yondr Money, whose years of licensing, vendor integration and core banking work directly inspired Kobble as a faster route for other builders. Since launching in December 2024, Kobble has secured more than $24.3 million in contracts. Chanel studied banking, finance and financial planning at Deakin University. On Life After Launch, he spoke about resilience through the hardest days of building a startup.
Career
- Now Founder & CEO · Kobble
- From 2022 · Startup Founder & CEO · Yondr Money
Sources: stoneandchalk.com.au
Key moments
Jump straight to the part of Shane Chanel - Nothing’s Ever Going to Be as Hard as That Day you want.
- 0:00 Cold open + welcome to Life After Launch, introducing Shane Chanel
- 2:54 From wanting to be an aeronautical engineer to financial planning and stockbroking
- 8:35 Identity, the chip on the shoulder, and working twice as hard
- 16:51 Betting his life savings on a racing app at 14, and the idea for a bank
- 25:53 Building Yondr, pulling out of the banking licence, and landing Mike Smith as an investor
- 38:48 The 2012 story: his uncle's family found dead, and the reminder that nothing will ever be this hard
- 45:27 Acquiring Shouta and building Kobble from a wall of Post-it notes
- 53:50 Kobble AI: prototyping a financial product in 15 minutes
- 1:02:09 Life lesson: the hostile takeover attempt, and why you should always do the prenup
- 1:05:12 Closing thoughts + outro
Connections
Spot something wrong? Suggest a correction Updated 25 September 2026
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