Fintechfun with Chris Titley About Jamie Twiss
Jamie Twiss is chief executive of Beforepay Group, the ASX-listed short-term lending platform, a role he has held since May 2021. He previously spent more than 20 years in strategy and financial services, including as chief strategy officer and chief data and strategy officer at Westpac, and began his career at McKinsey & Company. Twiss has focused Beforepay on using data and AI to widen access to short-term credit across Australia and the United States, and in 2026 the company appointed Kasey Kaplan as deputy CEO to accelerate growth across its business lines. He discussed Beforepay's lending model on Fintechfun.
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- Growth & Scaling, Leadership, Product
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Fintechfun with Chris Titley Go straight to the good bits.
Key moments from How Beforepay is Disrupting Lending with Jamie Twiss, CEO of Before Pay Group.
- 1:28Addressing small, short-term financial needs with a mission-driven model.
- 2:52Automated processes and personalized repayment schedules.
- 3:53Managing credit risk ethically and balancing profitability.
- 5:46Customer insights: Coping with inflation and the spectrum of financial needs.
- 7:27Carrington Labs – Expansion into the U.S. and global opportunities.
- 9:41Launching new personal loan products and their market impact.
- 11:03Using AI and machine learning to enhance credit decision-making.
In their own words.
“We're appealing to people's sense of fairness to repay the loan rather than their sense of fear.”
The path so far.
- Now
CEO · Beforepay Group
- Earlier
Consultant · McKinsey & Company
- Earlier
Strategy team, then Managing Director in New York · Commonwealth Bank
- Earlier
Managing Director, Americas · First State Investments
- Until 2021
Chief Strategy Officer (previously Chief Data Officer) · Westpac
Sources: australianfintech.com.au
Beforepay Group on Day One
Beforepay Group is a Sydney fintech listed on the ASX (B4P). Its Beforepay app offers pay advances of up to $2,000 for a fixed fee and personal loans of up to $5,000.
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