Caroline Tran
Co-founder & CEO, Hello Clever
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Hello Clever
1 conversation across 1 show.
Meet the people behind the company.
Latest conversation · Founders in Motion
$15M ARR Fintech Founder: I Found My First Customer on Facebook | Caroline Tran, Hello CleverAbout Hello Clever
Hello Clever is a Sydney-founded payments company. Its platform decides how each transaction should travel across cards, real-time bank networks, wallets, local payment methods and stablecoins, and lets merchants offer shoppers instant cashback. Caroline Tran and Gavin Nguyen founded it in 2021, and Tran is chief executive. It has offices in Sydney, New York, Tokyo, Singapore and Ho Chi Minh City, and raised investment led by New York firm Variant in September 2026.
- Sector
- Payments / fintech
- Business model
- Payments platform that routes transactions across payment rails, with built-in shopper rewards
- Founded
- 2021
- Founders
- Caroline Tran, Gavin Nguyen
- Headquarters
- Sydney
- Offices
- Sydney, New York, Tokyo, Singapore, Ho Chi Minh City
- Markets
- 20+ markets worldwide
- Latest round
- Series A, led by Variant (Sep 2026)
Sources: dealroom.co, helloclever.co, smartcompany.com.au
The people on Day One.
Hear from the team.
Milestones.
- Founded in Sydney by Caroline Tran and Gavin Nguyenhelloclever.co
- Raised A$4.5M seed led by Vectr Fintech Partnerssmartcompany.com.au
- Series A led by Variant, with Easygoaustralianfintech.com.au
In the news.
- Australian FinTech · 9 September 2026Hello Clever announce new strategic investment led by NY VC Variant
- Dealroom News · 9 September 2026Hello Clever raises Series A led by Variant as it nears $100M ARR
- SmartCompany · 23 August 2022Sydney fintech Hello Clever bags $4.5 million in seed funding, as it pits 'buy to earn' model against BNPL
Backed by.
Variant, Easygo, Vectr Fintech Partners, CrossFund, Magnivia Ventures, Yolo Investments.
Sources: dealroom.co, smartcompany.com.au
Thinking of working at Hello Clever?
Hear how the team works in their own words, then see the open roles.
Spot something wrong? Suggest a correctionUpdated 29 October 2026
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